No surprise here. Go figure your monthly, then the yearly deductible and ask yourself where the breaking point will occur? If not in January of 2015, then 2016 or 2017? What was done in 2010....simply is pushing us toward bigger long term issues, at a quicker pace.
My memory says that the ACA plan deductibles decrease as you go from bronze to silver to gold. The article says that a single, non-smoking, 40 year old male will pay about 500 a month (6000 a year) for a policy. The deductibles, IIRC, are about 6000, 3000, 1500, as you go from bronze to gold, so this silver plan has about a 3000 dollar deductible, if my memory is correct.
There are also co-pays, so the out-of-pocket for the customer is even more.
Before this guy gets coverage at any level he must pay 3000 out of pocket. For most people, that’s their entire annual medical expense unless they have some hospital time or serious illness. 9 thousand bucks paid is a lot of money. For the median income guy this is about 20 percent of his annual income.