Just Like my Pilot License is useless without a VALID Medical Certificate.
Well not exactly in fact you bring up a very valid point. Consider that the drivers license now acts as a valid medical where light sport flying is concerned, and if you think driving with no insurance is bad, how about flying with none.
Yeah I wasn’t considering recreational or sport pilot licenses, Hell I might not need my medical soon if Congress gets it’s way. But you can bet your ass I have my plane fully insured.
Either way if we attach Insurance Requirements to the “Validity” of a “Privilege” to drive, and make it a SEVERE PENALTY to go without insurance, say 5 years and a FELONY CONVICTION for ANY OFFENSE committed without Valid Insurance the game is over.
I would even go 1 step further, since it is then a STATE Responsibility to verify Insurance Requirements of an Individual, the Public Employees of the State as a whole should be Personally Responsible for any Uninsured Damages to any Citizen. We can take the money right out of their paycheck every week.