We live in an older mobile home .. bought outright
We live on 2.25 acres .. bought outright
The kids are gone
Got a 99 Subaru and a 2000 F150 ... bought outright and pray nothing happens
(Just replaced flex plate and starter on the 150 ... 750.00 inc labor ... a steal ... set me back a month)
EVERYthing's doable depending on how you live ... your physical plant, so to speak.
The biggest thing is get rid of the mortgage
I'd live in a tent in the desert if it was the only way to not borrow money from a bank/institution.
“The biggest thing is get rid of the mortgage”
Agreed, but the other two big thorns are:
1) Prop taxes $3200/yr
2) H/O insurance $2500/yr
You never own your own home.
Then admire you greatly. You didn’t even try to defend SS n the least little bit. So if we ever have a chance to rollback socialism, even if it includes ridding ourselves of SS, you will be ready and willing.