This strikes me as just plain weird. I can understand that companies and the government want stability, so you only get to change your insurance once a year; I can’t understand why it is a new law that you can’t sign on mid-stream if you decide you want insurance.
So what if you missed the date and have to pay the penalty? That shouldn’t prevent you from buying the insurance that is being promoted.
That is true. We are having a heck of a problem with the WA state exchange. (we pay them, they keep threatening to cancel us for non-payment).
So we asked the actual insurance provider if we could pay them directly (and drop our “subsidy”). No. The enrollment period is closed (March 31)
If your policy isn't elegible and you don't sign up with Obomacare, you don't sign up, period.
If you don't sign up before the deadline, you wait till the next elegibility period, period.
it’s the Cancelled Affordable Care Act - CACA for short.
just wait till those who purchased Obama-Care on their credit cards use up their limit.then what?, CANCELLED!
In my view, the biggest failure of Obamacare is that instead of $2500/year savings Zero touted repeatedly by Zero during the campaigns, it is much more expensive without subsidies.
The deductibles are ridiculously high in the limited number of plans available. You do not get a dime form insurance until you have paid the deductible in FULL EVERY YEAR. The middle class is screwed since there are no subsidies for them.
So those cretins who thought they’ll wait until they require healthcare to sign up will be SOOL. “SH** Out of Luck”.
Look at the bright side...8 months to work on the website without those annoying customers....
If the GOP was not IN BED WITH ROMNEY AND HIS DEATHCARE,
it would end ObamaCARE/RomneyCARE.
But the EXEMPT will not.
The GOP WANTS DeathCARE because they are EXEMPT.
The GOP WANTS the borders are open,
al Qaeda is armed, and
Fast&Furious,IRS,NSA and Benghazi covered up.
G.O.P. means (We) GAVE . OBAMA . POWER .
Amazing to me that this is news to people, Maybe I am the only one that realized it, but They called it open enrollment thru March 31... but I thought that’s how group insurance worked, you could only enroll during an open enrollment time period. But that’s how one of my past job provided policies worked, it was one that did not ask any questions about pre-existing conditions... (which we were told that kind of policy did not exist) it did not matter when you got hired during the year, you had to wait til January to get into the insurance plan, during the open enrollment timeframe.
What about people who lose insurance between now and then?
Fortunately, there are alternative to Obamacare that are still open.
Alternatives to Obamacare
http://tamarawilhite.hubpages.com/hub/Alternatives-to-Obamacare
This is like getting a new car and having to wait until the next “open enrollment” to be able to buy auto insurance.
While I can understand those companies in the exchanges would limit enrollment, a private insurance company should still be able to sell you a policy...no?
This really doesn’t make much sense.
They give a few life event exceptions, but they are the downward mobile kind. What if you signed up for 0bamacare and your life improves...and you no longer need the subsidies? Under 0-care you have to pay back the subsidy, but what if you wanted to change horses midstream and buy your own policy?
Experience with BC yesterday makes me want to cancel Mondays. Four patients of my doctor clients have Obamacare/Exchange coverage. On one patient we have been paid for one out of 12 separate visits thus far this year. None on the rest. Spent 6 hours on the phone. What did I learn? 30-60 more working days to process claims and my doctors paid - that’s 6 to 12 weeks. Obamacare/Exchange claims must be processed and paid by hand and there is a huge backlog.
What we did receive though was a substantial penalty payment from the carrier because they weren’t processed within 45 days of the claim receipt as required by our state law, even though the claims themselves haven’t been paid.
By contrast, BC claims for Federal employees are paid within 3 working days and for everyone else who has regular group insurance it’s 4 working days. All non-Obamacare/Exchange is totally electronic, from the submission of the claim to the money in the bank.
Has to be a real cash flow problem for doctors and hospitals that are heavy into the Obamacare side.
Obamacare pretty much includes something bad in it for everyone.