It kinda makes me happy to have Medicare right now ... :-) ...
With my “Medigap” ... I have no deductibles, no copays, no additional costs or fees ... basically pay nothing for anything.
It won`t be long before Obama and the democrats discover how “unfair “ this is.
you have apparently not used you medigap policy? The deductibles are (not quite as high as Obummercare) rather high.