Where will all of the welfare money come from if Scotland leaves the UK?
The new institutioned Bank of Scotland will print more notes and the new government of Scotland will borrow more to make up the shortfall. Best of all, when it all goes wrong, they can wriggle out of the difficulty by blaming the English. The conditions of independence will be wrong, or the division of UK wealth will be said to have been calculated incorrectly - theres always going to be something they can find to avoid any responsibility.