[Freeport]

Please remember folks, there was a 30% appreciation last year. We're in a correction that will not take most of that away.

In other words... Chill & look for bargains.

[jwalsh07]

You nor anybody else knows what the market is gonna do this year. You can make a case for it going up, I can make a case for it not. Everybody has different risk tolerance depending on many factors. But based on history bull markets don’t exceed 5 years and that’s where we are at. I know there are exceptions, I’m just not willing to bet that it won’t happen. So, I’ll take my 3.5% and be happy for a while. If the market dumps I’ll buy back in, if it doesn’t I make a little money while protecting my principle.