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Get the government totally OUT of medicine and equalize tax treatment of insurance premiums between employers and nonemployers and medical prices will come DOWN so that medicine is generally "affordable" to people who have high deductible policies, This idea that health care must not impinge on your bank account is nonsense. What is more important to someone than health care? Should food be free because everyone needs food? How about shelter and clothing?

A large and growing portion of the population believes that the necessities should be "free." When necessities are all free then we can all spend our time going to opera or just watching endless Games on TV except that when everything is "free" no one will have anything left over beyond bare subsistence because they are sending all their income to the government. And more- they are ceasing to work to earn that income because it has no utility for the earner any more, so the amount of that free subsistence declines to starvation or general slave labor becomes a reality.