So let's see: people who don't smoke, don't drink, make sure they eat well, get enough sleep and exercise and who marry decent people and don't sleep around, keep a calm temperament through trials and resist temptations, often at great personal sacrifice, resulting in good health -- those people are "lucky"?
Yup—the people who do everything right have to subsidize those who do everything wrong. Welcome to the New ‘Merica.