Been sayin’ the same thing here every chance I get. And oh boy, doesn’t it make the creatures come out!
The same groups keep complaining “but my doctor visits cost too much. . .” or “what about my receipts for un-reimbursed expenses?” or some other nonsense. Yes that’s right NONSENSE.
Insure against catastrophic or unanticipated financial loss and PAY for your healthcare.
How about . . . if you don’t cost the insurance pool a lot of money, you get a discount or a refund off your premium?
Prices WILL drop.
How about . . . if you don’t cost the insurance pool a lot of money, you get a discount or a refund off your premium?
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The premium cost on an individual basis is not individually risk-based under group insurance which is definitely insane. We all pay the same amount for the same coverage regardless of age, even salary or other demographics. Only perhaps in the case of employee wellness programs would it be legal to charge differently to different employees for not meeting their health care goals.