The woman in the ad is either clueless or omitting the truth about her new health insurance policy. First off, I doubt it is cheaper, or has a lower deductible, but since she doesn’t provide any real numbers it is hard to say.
But I do know that her new policy has nowhere near the coverage and benefits any policy she had before did. All of the policies offered on the New Hampshire exchange do not provide any benefits for out of network hospitals or doctors. Even the hospital in her hometown of Portsmouth NH is not covered by her insurance since its not in the very limited Anthem Obamacare network. But the real problem is that her policy doesn’t cover any of the major research hospitals in Boston. If she or her husband get really sick, or are in a serious accident they are very likely to be referred to, or admitted to one of the larger or specialized hospitals like Dana Farber Cancer Institute, or Mass General Hospital.
Before Obamacare just about every policy in New Hampshire provided for coverage at any hospital. Now people like Deborah have no coverage at all for truly serious medical conditions.
Many people suspected Obamacare would be bad, but I don’t think anybody expected that they would simply refuse to provide at least some benefits at the specialist hospitals where you end up if you are really sick.
It’s an ad.
She was probably paid some of that missing $6xx million to be a convincing liar.
Slowly but surely I'm learning the ever more frightening details of ObamaCare.