[vbmoneyspender]

Any federal program that allows people to purchase homes with no money down is a bubble-in-the-waiting. This is not speculation. Do you not remember what happened 5 years ago? The economy got blown up by this sort of behavior.

[mdittmar]

Guess it all comes down to personnel responsibility for those who get these type of loans.

You pay the mortgage,you keep the house,you don't pay the mortgage,you lose the house.