Whatever with the premiums...has anyone even considered what a disaster the deductibles and copays are??
“If you buy a bronze plan — the cheapest available for anyone 30 and older — you’ll have a $3,250 deductible for individual coverage; it’s $6,500 for family coverage. Once you spend that much on medical care, including medication, you’ll still have to pay 40 percent of the cost for many services, including visits to specialists, outpatient hospital services, emergency room visits and lab work.
You’ll also have to pay 40 percent of the cost of non-generic drugs. But each customer’s out-of-pocket costs will be capped at $6,250, or $12,500 for a family plan.
Silver plans have similar deductibles to the bronze ones — $3,000 for medical services, plus $400 for prescription drugs; both of those figures are doubled for family plans.”
This is a complete disaster. Does anyone think ANYONE has the first $3250 to cough up, on top of the premiums? If your kid gets pink eye, that entire bill is yours. Some pink eye meds are over $100. And then of course, you get it, and you have to throw out the makeup. Forget about oral antibiotics. If your bug is resistant to amoxicillin or penicillin, you better have a few hundred cash available. Or I guess room on the credit card, if you go that way.
The only positive is that people will shop around for better prices, since its their money. Everyone should print out the list of $4 generics at Walmart and bring it to their first appointment, to be kept alongside the running commentary on sexual and gun preferences.
Lord Have Mercy! The unintended consequences are endless. Why would any drug company invest in any new drug research? There is zero point, because the number of people who can pay out of pocket for such a thing is too small to justify. Why would any retail pharmacy stock anything expensive, since its only gonna go out of date. Even if you have fabulous coverage, no one else does. You might be able to get it ordered, maybe not.
And lol at Medicaid... Everyone will try to get on that by making just a little less than they do now, and that will go broke soon enough. I can only imagine how the state HMO’s are positioning themselves right now (like in Virginia, we have Virginia Premier and its lesser sister plans.)
I wonder how Mr. Obama will enjoy reading about his legacy. He’s young enough to watch it unfold.
And lol at Medicaid... Everyone will try to get on that by making just a little less than they do now, and that will go broke soon enough. I can only imagine how the state HMO’s are positioning themselves right now (like in Virginia, we have Virginia Premier and its lesser sister plans.)
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and Medicaid will strip you of your assets.
This is a war against the citizens.