Re investments:
Mostly cds: 80%
Some etfs: BOND, USMV, DIV, AOM, HDV
Mutual Funds: GLRBX, PVSAX, FPACX
I haven’t invested in single companies for over a decade, and I avoid the energy etfs and funds.
Please don’t bother me any more. At age 74, I don’t waste my time talking to time wasters.
Now go back and show me how OPEC countries dominate the donations to environmental groups, or cut the crap.