This proves the Feds are even stupider than I thought. Any good system does not store passwords, it stores a hash of the password. You can give the hashed value to anyone and it does not give them access. When you enter your password, that value is encrypted and then compared to the hash value.
There are ways around it. If you have access to the database, you don’t need the frontend.
The Feds are forcing them to create a second working password for the accounts...that way even if the user changes their password the Feds still have a working one.
No trick to have two passwords to open a single account....just a line or two of code.