"is not all that big a deal"...... WRONG
We've had articles here in recent months where we discussed welfare mothers with but a single chil' getting upwards of $65,000 worth of stuff per year ~ $2,500 per person aint no thang compared to $37,500 per year per person.
That is a huge difference ~ 15 X as much for one recipient versus another!
Don't get hung up on $100,000 over 10 years for 4 people when you have $65,000 per year for the next 25 years! Plus, you get to pay their health insurance.