Exactly. That is the real scandal here. You put a million dollars in a bank and they pay you a pittance in interest and then they rub salt in the wound by charging you a fee to transfer money from your savings to your checking account (which costs them nothing).
As for the other receipt, B.F.D. When I was in college a long, long time ago, I can't tell you how many times I got an ATM receipt that told me they couldn't process my request for insufficient funds. The bank is simply letting you know the reason why they can't process your request (as opposed to, say, the ATM being unable to distribute cash).
That Business Insider uses this as an opportunity to comment on social inequality just goes to show that even a "business" publication can demagogue on class warfare just like any anti-business publication.
Business Insider puts up a front of being a balanced, conservative publication. It's not. If noticed their liberal bias for several years now.
I knew a girl in college that bounced checks all the time. She was furious that not only didn’t the bank honor her rubber check, they also charged her a fee.
In a fury she went to see the manager. The banker convinced her to get overdraft protection. She never bounced a check again. It cost her $135 in loan interest and fees annually to save the $120 it cost her each year in overdraft charges.
She was a finance major, too.