The vast majority of those do not have 100k Euro in the banks.
Look the banks are insolvent. It is what it is. This is a better "bailout" than just going to the taxpayers. In this case at least you penalize bank shareholders and uninsured depositors - most of whom knew perfectly well that these banks were in deep trouble. And I'm not going to shed too many tears for the Russians who've been hiding money in corrupt, broken Cypriot banks.
Would you prefer German taxpayers just hand Cyprus 10 billion dollars to get their house in order? Maybe you wish Cyprus would just take their chances and walk away from the EU? I'd love to see it myself, but it ain't going to happen. So here we are.
And how in the world can you blame the Russians for simply depositing their cash in the Cypriot banks ? They did more for Cyprus then the EU ever did. And then Cyprus tried to use that Russian money to bail out the Greeks who the Germans had already written off by selling the Greek bonds the Germans were holding. The Russians were the good guys here. The EU which destroyed Greek bond value and Cyprus bond value is the bad guy.
Germans selling off their Greek bonds before forcing a Bail Out of Greece that wiped out 75 % of the remaining bond value is unethical and their should be laws against that.