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Don’t they have to follow Visa or what ever card type rules.

What’s interesting is that at a lot of stores they don’t even see the card you are using. You swipe it and enter your pin. If the netword accepts it, the transaction is good as gold. Period.

It would mean Chase is cutting them out, which I doubt, since it is not chase that handles the transaction. It’s the third party company like Star that handle the transactions. The credit card company does not care what you bought. They only care that the transaction was authorized. Watch the movie, “Middle Men” (but not with your wife and kids around).