[Myrddin]

My premiums are based on 1) employee only, 2) employee and spouse, 3) employee, spouse and children. I'm currently paying item 3 as my youngest son is "eligible" until August this year. If coverage for my spouse is dropped, she can simply tell her employer to add her back. We will each have "employee only" coverage with our respective employers.

[steve86]

None of us really has any idea what the medical insurance situation is going to be a couple years out. It is impossible to plan.