[Macoozie]

If you didn't do something like open a credit card account, apply for a loan etc . . . and someone claims you did and it damages you, SUE THEM!
This is rediculous. You ARE NOT responsible for something you did not do.
This is ripe and fertile ground for an enterprising legal group to make millions.
Sue them all into the poor house! the bank, the credit card agency, the sponsor of the on-line site that took the fraudulent application, ANY enterprise that processed any transaction . . . the list is endless.
You did nothing wrong, THEY have to prove it. The credit reporting agencies CANNOT report fraud or they are liable for damages.

[B4Ranch]

>>If you didn’t do something like open a credit card account, apply for a loan etc . . . and someone claims you did and it damages you, SUE THEM! <<

Are you normally this stoopid or is this over the top of what you can comprehend? IDENTITY THEFT is what the issue is here. Your ID is stolen.... YOU have to prove that YOU DIDN’T TAKE OUT THE LOAN, ETC. If you cannot prove that, then YOU go down in flames, not the fictitious person you are claiming took out the loan.