“Are you OK with me getting the amounts I and my employer put in, without any interest?”
I would be, if you weren’t instead TAKING it from my kids. They money that you and your employer ‘put in’ was spent the day it came in. The money that you want now is from MY KIDS, and I get a bit angry about that.
Pay me back what I’ve dumped into school taxes the last 15 years and we can talk.