To: Brad from Tennessee
But if the insurer has no reason to suspect a potential policy holder smokes they would assume the no answer on the application was correct. On "guaranteed issue" policies they don't ask health questions. In fact it is not an insurance company's business
To: Mike Darancette
Just because it is guaranteed issue doesn’t mean there can’t be tiered premiums based on smoking or anything else.
31 posted on
01/25/2013 9:31:52 AM PST by
steve86
(Acerbic by Nature, not Nurture™)
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