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Staten Island couple fights for their future [Angry at INSURANCE company...not Obama's Ineptitude]
silive.com ^ | 1/3/13 | Judy L. Randall

Posted on 01/08/2013 5:54:03 AM PST by SoFloFreeper

... Sheila and Dominic Traina of New Dorp Beach have become the Staten Island poster family for Hurricane Sandy....

...[The Occupier of the Oval Office] walked down their block, he heard about their plight firsthand, and wrote a note to the couple’s grandchildren promising them he would help...

The couple recently turned down a $10,000 payout from AllState, their insurance carrier for the 43 years they lived in the house, saying it was vastly inadequate...

They describe their local AllState agent as “very insensitive” to their view of what happened and to their overall concerns. And they’re upset that an image of their house was used as a marketing tool and that no one from AllState sought their permission....

(Excerpt) Read more at silive.com ...


TOPICS: Culture/Society; News/Current Events; US: New York
KEYWORDS: bias; commercial; media; whiner
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To: SoFloFreeper

That is the standard for leftards. The utopia will come soon, we just need more time and in the case of failure you get to blame evil corporations.

Morons will clap and bark like seals...


21 posted on 01/08/2013 7:57:50 AM PST by CSM (Keeper of the Dave Ramsey Ping list. FReepmail me if you want your beeber stuned.)
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To: Arrowhead1952

I realize flooding happens in odd places when least expected but there is really no excuse for those along the coast line - It irks me that I’m paying for some idiot who didn’t want to pay $300 a year for flood insurance....they made that choice, not me.


22 posted on 01/08/2013 8:06:12 AM PST by WhyisaTexasgirlinPA (The DNC loves abortion so much they will now be called the D&C)
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To: WhyisaTexasgirlinPA

I have a lot of experience with flood claims under NFIP. They are almost always paid more quickly and with less nickle-and-diming than wind claims. People living in coastal zones or in other flood plains are courting disaster if they don’t maintain coverage. I really have run out of patience with these Sandy crybabies.


23 posted on 01/08/2013 8:08:40 AM PST by Romulus
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To: WhyisaTexasgirlinPA

I hear you. We’ve had a two claims caused by hail storms and one when the clothes washer got stuck open. We had water in the kitchen and dining room. All the wood floor and kitchen cabinets had to be replaced. Three claims in over 20 years at this house, and USAA never balked.

I don’t like paying insurance for other peoples’ lack to prepare either. I don’t like to pay for the uninsured motorists because some idiot buys just enough insurance to get their registration and state inspections on their vehicles.


24 posted on 01/08/2013 9:00:36 AM PST by Arrowhead1952 (0 bummer inherited a worse economy in 2012 than he did in 2008.)
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To: WhyisaTexasgirlinPA

I was on a team of volunteers who helped flooded people get re-established after Ike.

If you have flood insurance, you have Fema and the insurance company to deal with. The insurance adjusters come out multiple times to measure the losses of household items and building damages. Fema comes out (multiple times) to weigh the losses and measure everything. We met these insurance adjusters and fema agents every time they came to the house and answered their questions and handled minor misconceptions which would cost the home owner a lot of money. We got all the appointments asap - no delays. First ones in.

One handicapped lady’s daughter in law, for example, went around with a bleach bottle mixture and scrubbed every two by four in the inner walls to remove salts and to kill mold. She swept and scrubbed away all the plaster dust from the flood plaster removal crew so it would not damage tile floors. She scrubbed the tile floors to remove the dirty water. When the adjuster came out, he did not see the usual evidence of flooding. I was able to show him this woman’s cleaning project and he was very impressed with all the work she did and was really helpful to her after that. If I had not been there, he would have totally screwed up. Fema people are dumb as a post (sometimes mean) and need a lot of help...

Everyone we helped came out alright on their losses and restorations. But it was a full time job for many volunteers and home owners to make that happen. The phase of damage assessment is extremely important. Getting it right the first time is better than correcting errors in the aftermath. We did not want to rip them off and we did not want the elders and hadicapped homeowners we were helping to get ripped off either.

Many of the people wrecked have no flood insurance only wind insurance. Flooding did most of the damage during Ike. They usually thought they would get covered through some fema welfare funds that do not exist. It’s all done through expensive flood insurance. If you don’t have it, you are out of luck. It does not cover any damages outside the building structure.

Some of the people wrecked with flood insurance did not know to book quickly and meet insurance adjusters and fema agents and walk around with them, answering questions and helping them out and making sure things were right at that vital stage of $$ recovery. Some people were not aware that they needed to engage in overseeing reconstruction and many got ripped off by fly by night builders.

Renters with a brain knew to re-establish life beyond the wreckage and not hang around waiting to be taken care of by anyone. Most of them never came back to the area after it was repaired and never recovered their household losses.

Our volunteer leader lined up a couple of experienced contractors before the storm for the people he knew were too weak to handle it on their own. The guy leading the group knew what was important and what to do from other disasters he had served. Retired military Christian guy. He even had Christian disaster volunteers lined up. Tight ship and all that...

Other Christian volunteers helped the poor find housing elsewhere and encouraged relocation rather than waiting around (forever). The towns affected did a very good job in recovering the immediately needed infrastructure in Texas after Ike. I was impressed. Some are still wrestling with fema for payments.

Word spreads on what to after a storm on the Gulf. Lots of experienced people around. Some people are prepared with insurance and instruction ahead of time and are go getters and some people are short cutters and whinners. You will lose if you are weak in the aftermath of a storm.


25 posted on 01/08/2013 10:41:39 AM PST by SaraJohnson
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To: Romulus

I agree - whiners waiting for the government to take care of them. They didn’t prepare at all with food/water - just whined that the government wasn’t fixing everything immediately. Disasters happen - I don’t recall the East Coasters caring when the midwest floods almost every year, or a fire destroys thousands of acres of land in the West.( and of course I’m not saying every single person in the path of the storm - you all know the liberal whiners I’m referring to)


26 posted on 01/08/2013 11:48:56 AM PST by WhyisaTexasgirlinPA (The DNC loves abortion so much they will now be called the D&C)
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To: SaraJohnson
Are you in the Houston area? That is great that you helped so many people - it was definitely a mess in that area.

I saw a piece on TV a few months back where the local government on Galveston Island wanted to take the government HUD money and use it for rentals instead of a housing project (because of upkeep and crime associated in those dwellings) - and HUD flatly refused. They have to rebuild projects or lose the money. HUD doesn't care that assimilating folks into existing housing is better for them as well as lower crime rates since you don't have a large group of welfare rats sitting around all day together ( does that sound harsh?) - of course the HUD offices based in Houston are reportedly being investigated for all sorts of waste and fraud.....another piece showed a 98 THOUSAND dollar statue that was commissioned for some housing project. I realize that doesn't sound like a lot of money in the northeast, but $98K would build two small homes in Texas for the elderly.

27 posted on 01/08/2013 11:55:02 AM PST by WhyisaTexasgirlinPA (The DNC loves abortion so much they will now be called the D&C)
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To: WhyisaTexasgirlinPA

Yeah, Houston is a mess, politically. I live outside Houston.

The towns and cities did a good job at the initial clean-up - schools, trash, roads, utilities, water.

The messes you are seeing come in the aftermath among the race baiters, politicans, DC wackos, etc. I don’t even hardly look at all that garbage unless it’s in my back yard. It makes me crazy. : )

That little disaster service project I signed up for before the storm turned out to be massive and intense for some months. But everyone got out alive and physically recovered. It takes people a while to recover inside themselves. It’s so difficult, disheartening and disruptive. When everything is up-side-down, it helps to be around a bunch of determined bossy Christian men working a project they know well. It is kinda like working through a war zone. Things are hopping! LOL


28 posted on 01/08/2013 12:55:26 PM PST by SaraJohnson
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