[LADY J]

"Just a question. If the states do not implement an insurance exchange then the federal government does it. So if the states opt out aren’t we inviting more federal government instead of less?"

Can I add on to your question, please?

I understood that if the states set up the exchanges - the Federal govt will be in charge of them anyway - not the states. Is that true?

[chopperjc]

The states would have guidelines but they are in charge if they set them up