I am very seriously considering cashing in my 401K. Pay the high tax on early withdrawal, pay off all total debt and perhaps buy some silver or gamble it on commodities futures. Otherwise it will get raided to pay for Social Security, or taxed extremely high anyway.
And anything but to let these mooching bastards get it. At least I will have SOME benefit from it.
Too extreme?
Depends on whether you think your retirement withdrawals will be taxed at a higher rate than your income today. For most people the answer would be No.