[chimera]

Acquiring salable or barter-able skills sounds like very good advice for a young person. Trouble is, I am old, my working days are pretty much over. I'm not going to be able to go out and be a welder, or carpenter, or logger. Almost everything I have is tied up in two things, my home, and a retirement nest egg that is invested in securities. Why? Because I worked all my life and I took the advice of people who said they knew. My parents always said, own your home. And "financial experts" said, put your money in the markets where it can "grow". Well, we see how those things worked out, and are likely to continue their crash as the country goes down the road of Fabian socialism that it is on.

I will tell you what my thoughts are now and perhaps people here reading this can give me their opinions. What I want to do now is get this house in decent shape to sell, get my assets in more liquid form, then maybe find a little place on the beach in a place like South Carolina where I can throw a few lines in the water and have a fresh catch every day for dinner. Is that a cop out? I don't know, maybe. But I am just very, very tired, and very depressed.

[Son House]

I think you got the right ideas, be prepared to move if that suits you, and pay attention to your nest egg, actually assets in more liquid form is depending on how close you are to retirement, if the inflation isn’t going to matter at your age, don’t take big risk in the stock market, buy necessities stocks, and have your liquidity too. And get to work at it now, don’t sit depressed, we all knew this wasn’t going to be the easy path, and you my friend are well prepared.