People with a little money tend to feel entitled to live a high life style. Often this translates into living beyond one’s means.
I actually had a friend who a few years ago said to me with all certainty of himself “I deserve a nice car like you!?”
I told him “You’re gonna need to get a job.
He then said “I’ll just get a loan”.
I just laughed and he actually got insulted by it.
Next thing I know, this guy is driving a brand new car and he doesn’t have a job.
I have no frickin idea how you get a loan without a job.