This is nothing. Under 0bamacare, they’ll be able to examine your up-to-the-minute online bank records, see how much money goes in and out, when, where. I suspect it won’t be very limited as to who can access this info.
That is not true. Was disproved some time ago. The section of the law you’re referring to has to do with electronic payments made from an insurance company to a doctor’s office.
Has nothing to do with your personal banking account.
When this rumor first started way back, I went down this road here on FR several times. Sorry, I won’t do it again. Do a Google search.