I don't consider my $2400/month to be pocket money, FWIW.
2400.00 in social security OMG this surprises me!!!
>>I don’t consider my $2400/month to be pocket money, FWIW.<<
That is if you get to the $120K level after 30+ years.
And $48K that isn’t enough to keep even close to the lifestyle a $120K paycheck creates.
It is proportionally a small amount.