I guess natural gas, petrol, and water should be above ground. Underground works better for most situations.
In case you missed it. here is the second paragraph of my post.
“Newer areas are under ground because even though the above can happen it does not happen as often.”
I've traveled over 2 million miles domestically and helped to "deregulate" the 8th largest utility company in the US.
Rural areas, weather new or old, are above ground. Densely populated metro centers have been buried for many decades using large, multipurpose utility conduits. This is the best way and allows for hardening and future upgrades. It can work for areas with low water tables (we’ve had intercontinental communication cables since 1851), but less so for mountainous regions.