Feel free to send the $$ right over.
Portable gasoline generators in the 5kW to 7kW capacity range cost between $600 and $900 at Lowes. That enough to run your well pump OR your refrigerator, freezer, and some lights and fans.
I'm not sure what an electrician would charge today to install an auxiliary breaker panel with an isolation switch ... I recall it being a few hundred $$$ several years ago.
I know the 0bamanation economy sucks, and money is tight ... but I do seriously suggest, and not just to you personally, that the sooner one gets started (whether "started" means setting aside the money, or looking up "electricians" in the phone book) the sooner the job is done.
The demonicRats' and environmental fascists' war on coal is not going to increase the amount of electric power generated in MD, VA, WV, nor is it going to reduce the probability of load-induced service interruptions, nor is it going to improve the utilities' ability to maintain infrastructure.