You’ll get your biggest salary bump when you quit your first job and move on to the next. Take the 30K or whatever is offered but keep gaining experience, meeting people and looking for better opportunities. Banks can hire and lay off like waves in the ocean, I used to work in the IT side of a major one. They also give out the title of AVP and VP all the time, and it doesn’t really mean much in the big institutions unless you’re planning on being a lifer. Like someone else posted programming skills like CSharp and Java are in demand but you might be more suited to Database Development/Analysis with database servers like SQL Server or Oracle.
That may be my only option. I am currently debating between doing that or going to grad school ($30-35K for 2 years with room, board, tuition, etc). If nothing else gets offered, than my choice will come down to those two options and I don;t know what I’ll do.
There's always plenty of "anything" going around! Lots of competition for it too.