Celebrate, and never use debt again.
Except....
This little problem affected Visa credit cards, and ALSO Visa DEBIT cards.
Its not just about debt. I have no debt, but I run all of my purchasing through my MasterCard and simply pay it off every couple of weeks. It’s more convenient than checks and safer than carrying lots of cash, or exposing my debit card to risk. It’s easier to dispute a charge on a credit card than hasn’t been paid, than a debit when the money is already gone.