I’m not on the board right now but I’d bet my bottom dollar that if our HOA liability insurance company knew our crime watch volunteer was armed, our premium would go up or they would demand the volunteer not carry while performing duties as a volunteer. Our premiums at the HOA are high enogh as it is without having to cover a volunteer walking around armed.
I am on the board of our HOA and we get around this problem by just not having an official "watch group".
If anyone strange to the neighborhood comes around, I or one of several neighbors will be out at soon as we notice to greet them and welcome them to our neighborhood.
I'm sure this is done while being armed often. We are not in any way acting as part of an association, just men doing what men are supposed to do to keep neighborhoods safe.
Who owned the gun?