[Mr. K]

that was the plan all along

your choice is to pay for an $8K (or more) plan, or pay a $3.5K fine

once everyone is paying the fine, it will go up to 8K too (or more)

[Lockbox]

a survey of employers has found 30 percent of them are thinking about dropping coverage

and it will snow ball after that.........once your competition drops coverage, your company will be under economic pressure to do the same.