[org.whodat]

Foreclosure numbers tracked normal during these years, look it up.

[InterceptPoint]

Foreclosure numbers tracked normal during these years, look it up.

I'm sure they did. But you need to account for the fact that the loans were basically bad and the banks knew that. These loans had artificially low interest rates for a few years and then BANG you're dead. When those low interest rate periods ended that when it hit the fan. But the poison was in the system for a long time before that.