Because I have pretty serious health issues I spend a lot of time in Doctors offices and hospitals. The biggest problem I see for health insurance costs is that people are programmed to run to the Docs every time they get a sniffle or stub their toe because TV runs all these “Preventative medicine - don’t wait” (Does a 20 year old really ‘need’ prostate exams?) and “Ask your doctor if Snarfblat is right for you” commercials... Oprah and co. tell parents they are abusers if they don’t run their kid straight into the Ritalin factory if he isn’t a docile post turtle etc.
And so we are a nation of hypochondriacs. All the totally unneeded ‘care’ costs a fortune... and it has to be paid for.
Or we could act with a little intelligence and save the Doc trips for when they are truly needed/warranted and bring the costs down.
Agreed. My Doc has been harrassing me for 5 years to get a colonoscopy. I told her that colon cance does not run in my family and I have no problems that I am aware of and basically I am not planning on having one unless I develop a problem. She is totally annoyed with me. They just want to make everyone have one because now that they have come up with this procedure they want to do a million of them at $1,000 each. Forget it.