[Responsibility2nd]

Still.

You have made a CHOICE to live as you do. I don’t know why you chose to live poorly, but - ultimnately - you made the decision to live as you do. Rich? Poor? That’s up to you.

I’m not judging you, but you have made a life-time of choices to get to where - in 2011, you can not come up with $2,000.

I hope you’re happy at least. Better to live happy and poor than unhappy and rich.

[Windflier]

You have made a CHOICE to live as you do. I don’t know why you chose to live poorly, but - ultimnately - you made the decision to live as you do.

The industry in which I built a successful business for 15 years has crashed, but it's my choice that I'm being affected by it. Got it.