It’s just business. However, if an individual mails the keys into Morgan Stanley, then that is a moral failing.
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That is the outrageous double standard that has been pushed on Americans. The banksters create fraud and an environment that only they win, subsidized by the same taxpayers that they have foreclosed upon. This country has been hijacked by a few with the intent to harm the many. It has nothing to do with politics but everything to do about greed. We need to retake the USA from the Fed and from Wall St.
Unfortunately it has everything to do with politics. People act in their own self-interest, which means those in power tilt things, if ever so slightly, to favor themselves or their kin. Lather, rinse, repeat, and you end up with what we have now: "Laws exist to protect the elites from those they plunder."