Anything thats 2,000 pages long, undebated, not subject to amendment, and rammed thru without any public comment period is inexplicable to anyone.
Start over and do it right. We don't need 2,000 pages and government takeover of healthcare to fix pre-existing conditions clauses and college student coverage on ma-n-pa's policy.
Why do we even need “policies”? Medicine worked better before insurance was common and before it was a sweet spot tax-wise (deductible to the company, non-taxed to the employee). The insurer just ends up acting like a mini government. After you give them money you worked hard for, they think THEY get to dictate to YOU and give you crap. Insurance for catastrophic care only. Routine stuff people pay for out-of-pocket. And eliminate the tax advantage (while reducing the tax RATE so they don’t end up with more of OUR money).
To make my last point by example. Compare price and quality trends in procedures covered by third party payers (insurance and government) vs. those free of the involvement of such freedom thieves. LASIK for example. Costs trending down and quality up, just because people are spending their own money and there are no third parties to screw up the incentives or poke their nose in where it doesn’t belong. Do people want insurance/government style bureaucracies to run their supermarkets? If not, why would you trust your health care to one?