So let me get this straight....
you’ll NOT collect what you paid in to and an employer matched under either of the below scenarios:
You die before getting old enough to collect
OR
You were too successful in helping the economy hum
Do i got this right?
Most will not collect what they (and their employer) contributed PLUS INTEREST (at prevailing Treasury bond rates) unless they live to be about 120.
Otherwise, the only way you can collect something close to what you contributed is to go on Social Security disability early in life.