This happened to us. The culprit: A bank employee. She stole a pile of CC info and sold it. Stealing data is the most common way to get CC info. The kicker? It wasn’t the first time she had done it. The other bank refused to prosecute so she was able to go work for another bank.
I was cheated by a bank employee many years ago. I went in to pay back about 1800.00 on a small school loan...turned out I did not need all the cash so I though I’d just pay it back rather than spend it. The bank employee scammed me and gave me some fake paperwork and I did not find out the truth until quite some time later. There was nothing I could do after so much time had passed. I learned a costly lesson....I should have payed the 1800.00 off by check...taking cash was a mistake.