It hasn’t fully kicked in yet. What has kicked in are two “feel good” provisions - you can keep your adult kid on the plan and the pre-existing condition clause. The sheep are easily deceived by this. If your kid can’t find a job because of obama’s lousy economic policies, parents think it’s a good thing that they can cover them. They don’t care about what it’s unfairly costing everyone in higher premiums. obamacare was designed to kick-in in increments.
Of course, it's ye olde frog-in-water-slow-boil technique. Works every time!