Those “cops” you’re speaking of making that kind of money are mainly (not all, but most) part of the prison guard union payoff fiasco to Gray Davis. Most CA cops make nothing like that when they retire. Basically they get 3% for each year of service x their highest year of salary falling within the last five years or so. So, if they worked 30 years, that would be 90%. If their highest salary year was $50k, they’d get .9 x $50k /12 mos. = $3750 + whatever else they get toward medical coverage. Yes, still a very nice retirement, but nothing like the $200k you stated. Disability retirement works a little differently.