Funny story for me, years ago, I was doing a refi. Set my appointment up for 1PM as I did not want to get caught in commute traffic from Dallas. I cooled my heals in the waiting room till after 3, when the closer came back from a long lunch. The embarrassed receptionist pointed to me and said, your 1PM is waiting for you. She said no problem this will only take a few minutes to do while casting an annoyed look at her for noting she was late. She came back with my closing file and we went into a conference room. That was when I put on my reading glasses to read every word and took out my calculator to check every calculation. I did find a math error which she had to fix herself as the staff had left! She kept babbling this is not necessary as any mistake will be fixed under the law that allows for that. We finished after 7PM. When I departed, I said I hope you enjoyed your lunch and have a nice late dinner date!
You so ba-a-a-ad....