[MrB]

Let me ‘splain it to you.

If two families both make 50k,

and one saves/invests 10%, buys investments that go up in value, etc,

and the other spends 99% of their income on toys, consumables, interest payments on credit cards and
car payments, and buys other non-appreciating “assets”,

which one is going to be wealthier after 10 years?

[BJClinton]

I guess it was easy to miss my snark. Not my best work.