Posted on 03/22/2010 2:28:02 PM PDT by Nachum
WASHINGTON — Here are the effective dates of major provisions of the health care overhaul legislation approved Sunday:
WITHIN A YEAR
- Would provide a $250 rebate this year to Medicare prescription drug beneficiaries whose initial benefits run out.
90 days after enactment:
- Would provide immediate access to high-risk pools for people with no insurance because of pre-existing conditions.
Six months after enactment:
- Would bar insurers from denying people coverage when they get sick.
- Would bar insurers from denying coverage to children with pre-existing conditions.
- Would bar insurers from imposing lifetime caps on coverage.
- Would require insurers to allow people to stay on their parents' policies until they turn 26
Read more: http://www.mcclatchydc.com/2010/03/21/90794/when-health-care-bills-provisions.html#ixzz0iwXYH3Pi
(Excerpt) Read more at mcclatchydc.com ...
What is it with Democrats and 26 year old “children”?
The kids live in their parents’ basements until at least 40.
Oh good, so I can cancel my policy.
So the first six months will see a major rise in premiums if the insurance companies must take on all comers including those with preexisting conditions.
Do you know if it requires for the children to stay on as DEPENDENTS until age 26? Nebraska enacted a law a year or so ago that mandates they be allowed to stay on until age 23 whether or not they are full time students. BUT as soon as they are not eligible as full time students (the first day of the month following graduation or whatever), then they have to pay the FULL adult premium rate, and the employer does not have to contrbibute toward that. So in a real life example I am aware of, the 21 year old college student is to graduate mid-May. The parent’s group insurance drops coverage of her at midnight on May 31st, unless the parent agrees to pay $400/month to keep her on. It really is not a good deal except for someone who is uninsurable.
My husband’s policy allowed our daughter to be on until the age of 23. Then we kept her on it under COBRA for 2 more years for $500.00 per month since she wasn’t getting any jobs that were offering insurance. The price was close to what she would have had to pay without COBRA but our policy was a little better. Now she’s on a hospital-only policy for a little under $200.00 a month.
- Ergo, sky high premiums.
Yes, I don’t think it will be the deal people have been told. As usual the devil will be in the details and these people a goofy.
No idea. Wouldn't surprise me though.
Now that will be expensive.
My daughter had to be a dependent up to 23. When she went on COBRA the insurance co. didn’t ask whether she was or not.
Liberal offspring don’t usually quit breastfeeding until they’re 18 or 19 years old.
“90 days after enactment:
- Would provide immediate access to high-risk pools for people with no insurance because of pre-existing conditions.
Six months after enactment:
- Would bar insurers from denying people coverage when they get sick.
- Would bar insurers from denying coverage to children with pre-existing conditions.
- Would bar insurers from imposing lifetime caps on coverage.
- Would require insurers to allow people to stay on their parents’ policies until they turn 26 “
I don’t think this correct. MSN and CBS BOTH said that after six months, children would not be denied for preexisting conditions and adult in 2014.
So is this guy wrong or is the other reports I’ve read all day?
Don’t know. Have to read the bill.
Why would you do that?
To save money. I’ll just purchase the policy on the way to the hospital.
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