Well, insofar as it is at least 90+% certain that it’s current federal law that may be hanging up either tort reform or allowing interstate sales of health insurance, a simple repeal of such illegitimate “laws” would be in order. Then keep the Feddie nose out from under the tent!
That's not the case. Many states (I think it's in the double digits) have enacted their own tort reform, and as far as I know, are free to do so. Nothing's holding it up. It's happening. What is being held up is FEDERAL tort reform. Oddly, the so-called conservative party is for it, and the DEMs are against it. But here's a case where the DEMs are right for the wrong reasons. And the GOP is just plain wrong.
Same goes for the interstate issue. It's individual state law that is at issue. It's simple. An insurance company can sell in any state if they comply with that state's law. The GOP wants to supercede state law--basically nullify state law--and force states to allow any insurance company to do business in their state, meeting federal standards, which would be lower than the standards in some states. It's unconstitutional. And a bad idea. Let each state govern themselves, as it should be.