“... how in the heck can the government manage every complex part of the health care industry?”
It can’t, and we all know it. Medicare and Medicaid are rife with inefficiency, bureaucracy, and fraud.
Truth is, many of the mistakes in Medicare are discovered by lowly agents like me.
Medicare frequently overcharges for Part B, when people sign up after age 65, even when that person had “credible coverage” with an employer plan every single day of that delay in enrollment.
Same with Part D drugs.
I have had clients get one letter telling them they do not qualify for Part D drugs or Part C Medicare Advantage because they are still covered by a GROUP PLAN -—
And in the SAME WEEK get another letter telling them they have to pay a PENALTY because they had no “credible coverage” with any other plan, to cover the “lapse” in coverage between age 65 and the current date!
Understand my point?
How can both be true?
The brain trusts running the current program already contradict each other, regularly!